My biggest mistake was using this bank for anything in my life.
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I started with DCU for my first car loan, was approved for 10k. I was a pretty dumb young adult at the time and had a few problems keeping up with payments. DCU worked with me every time and looked out for my best interests, even when they stood to make money out of me failing they took care of me. I now do all my banking with DCU and have never looked back. My experience might be a fluke, but I know scummy banks. DCU is legit in my books.
Never apply for this card, after the 4th monthly payment (on time) I was informed my intrest rate was being increased, when I asked why I was told my payment history. I had only used $60 of the $200 secured deposit, and when I told them to just cancel the card due to the increase, I was informed I had to pay the $60 to get the $200 deposit back, worst experience of my financial life.
iI'M REALLY ENJOYING THIS ACCOUNT THEY REPORT QUICKLY....