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Your previously unused UNITED ILLUM account is now reporting a balance
Today I notice that my utility company reports the balance to the credit bureau and decease my score by 25!

So what happened? I am very confused because I actually have opened this account for half a year. I paid the bill every month on time and never missed any of them. Now the new balance suddenly appears and is listed as "loan"... It harms my score a lot. How could I get my score back?

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