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Question By
mekontaw13

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you try to keep your credit utilization low, they lower your limit un expected, what can you do?

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Call them and find out why they lowered your limit.

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I too would like to know the answer to that one.  Sears opened up 3 accounts for me that I didn't really want.  If I close those accounts it will hurt the score.  So I have done nothing.  But since I don't use the cards they have lowered the open to buy.  So in other words my score suffers anyway.  I really would like to close the Sears cards just for the principal of it.

Reply by
loralie5974

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And they said the reason was because of my in activity.  Which is not fair, but they said I signed the agreement.  But I would not have if their sales clerks were not so persistant.  You almost have to agree to open an account just to shut them up!

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