Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Banking
Profile Image

Question By
htjaco

0 Contributions
0 People Helped
You show my trans credit score of 730 but when I got a loan my trans score was only 695.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
999 Contributions
557 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

There are many different scoring models, FICO alone have some 50 different scoring models, each one have its own contributing factors tailored to that particular lender, one industry might emphasize on your overall debt and other might emphasize on your credit card's utilization. So your score might be vastly different when apply for credit cards than apply for mortgage, and mortgage score might be different than personal loans, and of course personal score might be different than auto loans. 

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.