Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
Ipromiseyou

2 Contributions
2 People Helped
You don't have to write a letter to dispute something on your credit report
You don't have to write a dispute and claim letter. I filled out forms under my membership with Equifax to dispute information about accounts on my credit report. I was so advised I didn't have to write a letter. / No result. No answer, because you don't want to answer. If you can answer like that it means you were able to read it in the first place. That's OK I will just post it where everyone else can see it, without your response and help.

There is a credit card on my report, it's closed. But it's not mine. It was my mothers. And she is dead now. I don't care about the 7 year rule. It's not mine. I don't even have one.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
32 Contributions
48 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

Where you an Athorized User on the credit card? If so, then it is righfully on your credit report. If not, be sure - call the credit card company with the last 4 digits of the account # which you should find on your credit report and confirm if you were an authorized user. If not, ask THEM why THEY are reporting it to your credit history. THE CREDIT CARD is doing this NOT Experion...Experion only reports what is reported to them, they are terrible with disputes - go to the source, the credit card company...

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.