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Question By
Booombabysimslalanne

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Y are late payment showing on my credit for more than seven year
Y is my score so low it need and review it should be higher

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I paid off a Midland mortgage and April my credit report don't reflect that

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Please do a creator of analysis look at all my credit and update my credit report my score should be a lot higher doing 654

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Reply by
Addison170

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You need to write letters to all three credit bureaus to correct any errors on your credit report.  Credit Karma gets informatin from TransUnion.  Credit Karma cannot "correct" or "update" anything on your credit report, only the bureaus can do that.

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Late payments stay on 7 years for CC's and 10 years for mortgages.  

Were your late payments on a CC or your Mortgage?

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