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phantom47

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X got the house and she is late most of the time w/payments shows on mt credit report how can i fix.

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Top Contributor
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are you still on the loan?

If you are, then you are still responsible for that loan.  With the late payments she may not be able to refinance and get the loan in her name.

You'll need to talk to her to see what you can get done. Sounds like she's playing catch up, It may be worth it to help her get back on track so that she is no longer late all the time, so the late pays don't show on your report any longer. 

You can also try contacting the lender to see what can be done, You don't mention balances or amounts, but if she can afford and can qualify for a new loan that is your best bet.

Good luck

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