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Would it be best to increase my limit on my credit cards or apply for another card?
I currently have 3 credit cards-23yrs old. All are active and paid off each month...

Apparently, if I apply for another credit card-"open credit" my score will improve by 30pts? I do not need another credit card as I have low monthly balances on each-and was curious if I would just increase my limits, if that would have the same affect.

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