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dennysgone

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would it b smart to consolidate my judgements? 14 of them total 12 grand. aghhhhh wat did i do?
Consolidate, bankruptcy or? Wats best option? 32 with a family idk wart to do

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Bankruptcy won't get rid of judgments.  They will stay on your report 10 years if unpaid.  Once paid, they stay on for 7 years.  You can try a consolidation loan, but unless you have good credit I doubt you will get approved.  Just pay each one of them a little bit each month (10-25 bucks if that's all you can do) or you can wait them out and hope they don't re-file the judgments after the 10 years is up (which they can, but most don't bother).  You may consider contacting a non-profit consumer counseling group.  Search in Google for that and find one in your area.  

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