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cowboymike1993

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would having more secured credit cards improve my low 569 score?
I have no credit cards right now, I got one coming in, the credit stimulator showed an increase, but would having more secured cards help me out or not?

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Yes, absoultely. Your utilization is likely to go down (which is good for your credit score) because you will have a higher amount of available credit, plus you will be proving you are responsible with more than one source of credit. Yes, the hard inquiry will result in a slight dip, but that is negligible compared to the tremendous benefit you would get to your score of keeping both accounts in good standing over the course of several months.

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Yes.  You score may drop a bit at first, but as you make payments it will increase.

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