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trynalearn

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Would a secured C.C. improve my score?
I currently use a pre-paid debit/credit card to pay appox. $200 per month. If I were to start utilizing a secured card for these recurring monthly bills, would this help or hurt my credit score?

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When you open the Securd CC your score will take a hit,   but over time it will help you as long as

* You make the payments on time and never miss any

* Pay the Card Off in FULL every moth ,

and to get your utilization you might have to pay it down lower before the statement end date,  so it reports a lower amount utilized

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