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AngryPaws

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worth disputing?
I have a couple of derogatory accounts from a while ago, on Transunion they're both marked closed and charge off for about 6 years they've reported "unknown" for longer than the charge off on Equifax.
basically I want to know is when is the date they go from before it drops off... the closed date? the first derogatory mark date? the first charge off date? and also since they're very close to the 7 year mark is it worth disputing with Transunion?

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Do not dispute them, because if they are not removed they will "update" and damage your credit. Do some reading on "early exclusion" as you can sometimes get negative removed prior to the seven year mark.

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