Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

48 Contributions
289 People Helped
Word up about CK insurance score
Credit Karma should label these score “for education purpose only” My credit scores are solid; my wife’s credit scores are poor. (TU and Advantage) My wife’s was in a fender bender 6 months ago, I’ve have had a clean record for over 10 years. Her insurance score are 51 and 17 points higher… go figure. Six months ago I ask to have my insurance rates recalculate based on my improved credit score. My rates went down on both my home and auto by over 25%. Knowing that my wife’s CK insurance scores were higher, I ask Travelers to run the rates again based on what I thought were her higher CK insurance score. Travelers told me to leave my name first on the policy. Travelers told me they use their own proprietary system in rating their clients. Moral of the story, “for education purpose only”. Next time you are looking for a quote….. run your rates under both his and her credit scores.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.