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Posted in Auto Loans
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hildoo

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With my current credit score, would you advise that I get a car loan, or wait till I hit 700's

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We don't know what your current score is. We can't see your confidential information. 

Your best option, no matter what your score, is to save money and purchase a pre-owned vehicle for cash. Paying interest is wasted money.

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As already said, we don't know your current credit scores, so we cannot give you an answer. I do have a few things to let you know about though. Most lenders will use a version of FICO scores, many auto lenders will use an auto loan version. You need to check your FICO scores to know where you stand. The website myfico sells them. Your overall credit report is just as important as credit scores. Your income, debt to income ratio, your time at your current job and other things will also go into this.

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