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CRole121

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With Discover it, do they ever offer to lower APR or do you have to ask and then whats the chances?

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Top Contributor
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Hummm my Discover IT has a APR of 0,   

OH WAIT My Bad ,  I Pay off my Credit Card every month,  we Never Carry a balance so it's like having a APR of 0.

People need to not carry a balance then you don't need to worry about what the APR is.

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