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Posted in Bankruptcy
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sfoxwell

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with a score of 511, is it best to file bankruptcy?

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Not unless you want your credit score to drop further.  Bankruptcy does not help  your credit, it hurts it BIG time!!  Why is your score so low?  It's time to find out and fix it. Late payments need to be caught up.  We can't see what is in your credit account so only you can  work on improving your score.  If you haven't read the articles on this site, I do suggest doing so because the information on Credit Karma has helped me move my score from fair to excellent.

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