Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

0 Contributions
0 People Helped
Will the financial steps I'm taking improve my credit score?
I am currently enrolled in a recovery program with a credit agency for my student loans that have been in delinquent status. I am making on time monthly payments until a lender will take over my loan. I am also settling a debt with a credit union and paying 20% of the original balance to settle my debt. How much of an impact will these two factors have on my credit score. Will this increase my score significantly? what other steps can I take to improve my score that is not so harsh on my monthly income?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.