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Question By
curiousjoe

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Will returning a credit card I received that I plan to not use affect my credit negatively?
I was told that I had to keep the card for 2 yrs to prevent my credit from being affected negatively.

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Top Contributor
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Closing a card will hurt you. Read the articles here so you can learn how credit works and how to improve your score. This information sure helped me.0

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