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Question By
rzsensei

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Will removing or disputing closed/paid accounts on my report improve my credit score?
I have several old accounts that have been paid for a while now and in the process of getting them removed but wanted to know if that will improve my score or not. I noticed when the accounts showed as "paid" my score did go up but now I'm wondering if removing them will be a good or bad thing....I would imagine the less accounts I have the better but wanted another opinion. Tried speak to a TransUnion rep and he could barely speak any english so it wasn't very helpful...please help, thank you!

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You can contact the creditor to see if they will remove the account. Once remove, your score will increase ALOT! If the account is nearing 7 years, contact the credit bureaus and say account is too old or ask for an early exclusion. TU and EX will be happy to remove them.

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