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will paying off my collections account improve my credit?
I have one account in collections with midland funding. It is for $1,491 and is from 2012. If I pay this in full will my score improve. I've worked hard to pull my score up from 500 and 496 to 651 and 660. I don't won't to ruin that. I only have this one in collections and using between 1% and 4% on my current cc and paying them off every month.

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