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catnat

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will me applying for a secured card leave a hard inquiry on my credit report ?
I want to apply for a capital one secured card but not sure how me applying will affect my credit score. Don't want it going Any lower.

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Hi

It will result in an inquiry on your report. However, inquiries are not extremely damaging. The benefits of getting a secured card to help rebuild your credit will likely outweigh the damage from an inquiry. I would think long-term rather than worry about the damage in the short-term. Your call though.

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