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JoshJohnson11

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will it help credit to pay off medical bills

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They do not report to the credit bureaus unless the bills are in collection. If they are showing on your report as collections, paying them will only help your score if they are willing to remove the collection accounts once you have them paid. This is called paid for delete or pfd. You want a pfd in WRITING from the collector before paying if all possible. Paying off a collection will not boost your score if the collection is not removed. A collection is damaging whether it is paid or unpaid, however some lenders may find it much better if they are in paid status, but paying them DOES NOT increase your score, only having the collections completely removed will increase score.

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