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valyna

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Will I actually be approved for a credit card if credit karma says I have a "good" chance?
my score is actually lower than the average approved

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Not Necessarily

I had one card, Capital One Quicksilver, they said I have a "Very Good" chance at obtaining for which I applied and was promptly denied.  Not even a measely $300 limit like many others have stated they had.  I did file for Chapter 13 three years ago but it was succesfully completed and recently discharged by the courts.  I make $90,000 a year and only have my monthly mortage payment of $1,350 outstanding on a monthly basis.  Now my credit will be dinged negatively thanks to my belief that Credit Karma's "very good" chance rating for me getting the card actually gave me a very good chance.

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Its never a guarantee, if you read its disclaimers. Any outcome matches CK's approval odds are no more than coincidental, the saying of "even broken clock gets time right twice a day" apply to CK's recommendations/approval odds.

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