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Phillygirlforever

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Will closing credit card accounts with 0 balances improve my credit score

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Top Contributor
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Exactly the opposite

Helpful to 2 out of 2 people

Those 0 balances improve your overall score.  

30% of your score is based on the amount of credit you are using vs the amount of credit available to you.   

Closing those accounts will lower your available credit. as well as lower the age of your accounts.  Take a little time and read up on the articles here in CK.  This is an Educational site. Use it so you don't accidentaly make these kinds of mistakes.  

Good luck

Top Contributor
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Ditto to what Eddy said. It would cause damage to your credit.

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