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Question By
unjourparis

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Will a single 2-day-late payment affect my credit?
The company is waiving the late fee given my perfect record. I am strictly concerned about it being reported to bureaus and/or affecting score.

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Top Contributor
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Being 2 days late shouldn't impact your credit score. You would have to be 30 or more days late for something to show on your credit report.

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Reply by
LoanRangerCo

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Helpful to 1 out of 1 people

Agreed! 30 days is usually the point in which a late payment is reported. I've been late paying my credit card 2-3 days several times and it has never impacted my credit score. Rest assured!

Top Contributor
45 Contributions
6 People Helped

No

I would need to be over 30 days late so you're good to go...

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