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basstender

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will a secured credit card updated to unsecured card improve credit score

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Converting a secured credit card to an unsecured credit card will have no affect on your credit as long as you retain the same credit line and date of the account.  Some will close the original account and open a new one, this will have a negative effect on your redit card.  Secured credit cards are routinely not reported as secured, thos, its likely that no one knows today if it is secure or unsecured.   If they keep the same account date and give you an additional line of credit, you could see an increase in your score only because your Utilization would be lower.  (Presuming you didn't charge any more with the higher credit line.)

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Since the expressed purpose of Credit Karma is to TEACH people how credit works and what they need to do to build their credit score, you would be wise to take the time to read the articles on this site so you can fully learn about credit and benefit from that knowledge as I have, and II was trained in business nmanagement!  Only after taking advantage of THIS education have I been able to build an excellent credit score.

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