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cherishluvv

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Why would one report rise 43pt and the other drop 38pt when a negative account fell off both today?

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Top Contributor
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Just goes to show

How different credit scoring algirithums work.   Every company that supplies credit scores (an estimated 300 of them in the US) use a specific algirithum for thier particular type of financing.   Each generate scores using different sets of factors that to create the score specif to you at a given point in time.  No one knows for sure the whys and how's but it does happen.  Thats the reason that scores can be different on different sites on the same day.  I checked my scores on here as well as the FICO scores on 3 of my credit card sites today.  All were different although they are all generated from the same info. 

One could be "dinging" you hard for the change in your file while the other is rewarding you for it falling off. My guess is that you'll see your scores ballance back out within a  month or 2

Good luck

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