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Karendarren

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Why would my score go down when NOTHING changed? Not even an inquiry!!! Wth
Why would my scores go down 87 points when nothing has changed, not even a new inquiry? My credit cards are paid on time!! Very upset!

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It could also be an account which was paid off and no longer a current credit account.   It could also be due to a recent large purchase that pushed your Utillization to a very high figure and while you made the payment, it was not before the actual reporting.  If it is for Utilization, the score will return once the utilizaiton lowers. A reduction that large could also indicate a late payment or a collection or public record, depending upon your current credit score.  You may want to go through your credit report line by line on every account to clarify the change.  

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