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Hawgowar

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Why such a steep drop in credit score?
When Credit Karma moved to the different scoring model I expected a small drop, but not 43 points! Why such a huge drop on the exact same data? This puts me from good to fair. What could possibly change so much that it justifies a 43 point drop in score?

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Top Contributor
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Good Question

Credit Karma is a 3rd party company so the information here isn't going to be spot on. If you want to know what's really on your credit reports you are going to have to order your reports from annualcreditreport.com (you get 1 copy free annually) or directly from the bureaus. If you want to know your true FICO scores you are going to have to pull them from myFICO. It cost about 40 to 50 bucks to pull from there. Note: It is ALWAYS best to ask the lender which bureau they pull from before applying for new credit! I hope this helps!

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