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Why no boost in Credit Score Simulator now?
For the last 3 months I have been slowly improving my credit score by following advice here on Credit Karma. Invariably using the Credit Score Simulator my score jumped approx. 20-25 points when I simulated the acquisition of a new $200 credit card. The VERY day I actually acquire the card my score drops 4 points, this I understand due the the additional Hard Inquiry now on my report. What I do not understand is that when I simulate the acquisition of this card using the Credit Score Simulator my score does nothing. Instead of giving me the 20-25 point boost it has done for 3 months, it just stays the same! Only now my score is 4 points lower than before I acquired the new card! Any ideas?

Thanks in advance!

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