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Question By
ayobeetee

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Why my score dropped with no activity to account
My score dropped by 15 points and nothing changed. Basically i have been paying on time with utilization balance of 20% to none. Never missed a payment. No enquires (hard or soft) on my account. I own one department card as well. Can someone explain by the scores drops naturally.

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Top Contributor
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They should not be dropping unless something is changing. Look everything over again to look for changes and check your FICO scores from time to time to see what they are doing.

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