Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Karma
Profile Image

Question By
frozenfire98

0 Contributions
0 People Helped
Why is my real credit score so much lower than what CK shows?
CK shows my score as in the high 600s. So I thought I was doing good. Got my credit score from Discover after mistakenly believing I qualified due to CK, and mine is like 580. WAY different, and now I got dinged again because I believed I had better credit than I did and would qualify for the card. Why is there such a disconnect, and how can CK claim they're giving us an average of our scores between the two companies, when judging from posts everywhere, quite a few of us are being misled?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7368 Contributions
3809 People Helped

Helpful to 0 out of 1 people

Take the time to read the articles and other information on this site since the purpose of Credit Karma is to teach people about how credit works and how to improve their score, and this information is a real help for those who pay attention and also exercise caution in using credit. There is no "one size fits all" credit score.  Did you see a guarantee that you would have that when you signed up?  I didn't and wasn't expecting one.  But I read, used the financial tools, made the needed changes and my score rose rather quickly, and the benefits are great!  Just got a new car and I'm on a fixed income.  

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.