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amv1006

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Why is my husband's score higher than mine when I pay all the bills and I make more than him?
Our debt is combined since we are married. I make more than he does. We both are on the credit cards as co owners or signers. Why does our mortgage not appear. We have never misses a payment while most people forclosed or are underwater.

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He probably has different information on his credit reports than you, you will have to study both of your reports to see what is different as there has to be something different. Not all lenders report to the credit bureaus and some lenders only report to one credit bureau. Have you check your Experian reports? Income has no bearing on credit reports, so it does not matter how much you make. It would be advisable to read all that you can on credit as there is a lot to know and the more that you know the better your credit future can be.

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