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Lockets

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Why is my credit utilization not being reported?
For the past two months, my credit utilization has been around 15%, but on my CK report it shows 0% utilization. Does it just take time for credit utilization to be updated? (I bank with Chase)

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It could be possible that Chase isn't reporting the credit limit, also it can take 30 days or longer before the data is reported to the credit bureau.

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