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Question By
frankbento

2 Contributions
1 Person Helped
Why is my credit score the lowest with TransUnion. (Experian, Equifax)
Nothing bad at all on any reports

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Helpful to 14 out of 16 people

TransUnion uses a different scoring model than the other two.  Also, it depends on if all your creditors are reporting to TU or not.  Each creditor has the right to decide (a) if they are going to report data (b) who they report to (c) what date each month they send their reports.  Each bureau charges creditors for the right to report to them, and some creditors can't afford to use all three.  Also, each bureau has different standards and guidelines and TU's might be more burdensome than the others.  Our company used to report only to Experian.  We now report to all three, but TU had the most hoops to jump through and an incredibly huge contract we had to sign.  That might scare off some of the creditors.

Reply by
frankbento

2 Contributions
1 Person Helped
Helpful to 1 out of 8 people

Still a little bit of nothing!

1 Contribution
2 People Helped

Trans union not up to date

Helpful to 2 out of 2 people

Trans union is not up to date with their info on me. That's why my score is low. I've looked over the report. 

Reply by
Markpaul68

1 Contribution
1 Person Helped
Helpful to 1 out of 1 people

Transunion doesn't update info very well. If you call to dispute it with them, they want money or they give you a hard time and blame everyone else.

1 Contribution
2 People Helped

maureen

Helpful to 2 out of 4 people

how do I get my score back up with trans union?

2 Contributions
1 Person Helped

"Great answer"!

Helpful to 0 out of 2 people

That's an answer!

1 Contribution
1 Person Helped

Equifax?

Helpful to 1 out of 4 people

How do i get to see my report on that ?

Ive gone directly to all the websites in the past and ive seen all my charges on here im missing a few..

please help.

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