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trekbone

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Why is my credit score still 524 after several years?

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Only YOU can see your credit information.  If you have read the articles on this site, you would have learned how credit works and how to raise your score.  I did so, moving from a cash only basis to having credit cards and my score rose to excellent.  I am not in debt (other than a car payment) and my credit cards are paid in full every month because of learning good financial management here, too.  You may not have sufficient recent credit activity to generate a higher score.

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