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trekbone

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Why is my credit score still 524 after several years?

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What have you done to try to improve it? You have to have some type of credit that reports to the credit bureaus. Do you have loans and/or credit cards? Do you make timely payments and don't charge more than 10% of your balance? 

Reading the articles here, and reading other community questions and answers can help you to better understand credit and how it works.

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Since only you can see your credit information, you will have to do the detective work and you can do that very well after reading the articles here.  I did and now have a very good score, and my only debt is the car loan.

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