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tommyp77

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why is my credit score so low or is getting high
why is the credit score so low when it was up last month

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Top Contributor
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Scores fluctuate daily

almost anything you do from paying your bills to opening a new account to closing an account will change your score. And chances are that you have different scores with all the CRA's and FICO.  It's nature of the beast. Credit karma says my score is in the 680's and has for months.  All 3 of my scores and my FICO are in the 730 to 750 range. So don't be surprised if the score isn't what you were hoping for.

Don't focus on what your score is today.  Focus on keeping all your ducks in a row. Paying your bills on time. Keep utilization in check and your score should rise over time.  History is a big factor.  The longer you have a good payment history the better your score should be.

Good Luck

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