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Why is my credit score so low?
Why is my credit score so low? when my CREDIT CARD UTILIZATION is an (A) PAYMENT HISTORY is an (B) DEROGATORY MARKS ia an (A) TOTAL ACCOUNTS is an (A) all are high importance on sore. And my AGE OF CREDIT HISTORY is an (C) and CREDIT INQUIRES (F) both are low factors in score? It seems the low factor items are not really low factors when it comes to overall credit score.

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