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Question By
tweetygurly06

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Why is my credit score on here lower than my score on free credit report. com?

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That's because Credit Karma uses scores from TransUnion.  Freecreditreport.com uses Experian, which is a different bureau.  Each bureau uses their own scoring methods.  

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Reply by
jwsister

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Also, the score here is just representative and is not used for obtaining credit.  Credit Karma is an onsite educational tool to help people learn about credit and how to properly manage it.  Nothing on this site is reported to anyone.

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