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Question By
aggieymroper

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Why is my credit score here 640 and at least 715 everywhere else?
i.e. Discover, Barclay and bank

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Top Contributor
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Do you think it is because of the Different Credit Score Models?   

Credit Score is General Term

FICO Score is a General Term

TransUnion VantageScore 3.0 is a unique Credit Score Model that can be compared with the Equifax VantageScore 3.0 as they are both the same Credit Score Model just from different Credit Bureaus.

You Say Discover, Barclay and Bank

you need to be very  specific so you can compare like credit score models.

Discover is giving you a FICO Score,  but what FICO score Model is it and from What Credit Bureau?

Barclay is also giving you a FICO Score and again what FICO Score Model is it and from What Credit Bureau?

Same from your Bank more Information.

Hope that helps out.

The following is for Credit Karma Folks

YO Credit Karma,  Please Tell me what it is about my Post that flagged to be checked out? ? ? ?  ?

You know the 

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Would really like to know,

How about you Tune it down a bit?

Top Contributor
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This site is for TEACHING  peoiple how to use credit and how to better their credit score.and the information on each person's CK account is for their use only in this learning process and is not sent to anyone else. 

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