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Durnell88

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Why is my credit bad? I should only have student loans which don't need paid until post graduation
I should only have student loans which are not needed to be paid until post graduation, why is my credit so bad?

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Check your credit reports to see if there is anything reported there that shouldn't be.  Read the articles on this site to learn what needs to be done to improve and maintain good credit.

If all you have is student loans, they remain a debt that must be repaid until paid in full.  They are not a revolving charge like a Visa card which can be used and repaid and its use will build or destroy good credit.  It's how credit is used that builds credit.  Student loans just remain a repayable debt.

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