Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
iwheelie

0 Contributions
0 People Helped
Why is my "Age of Credit History" Inaccurate?
I was approved for my first credit card through my local credit union at age 18 (I am now 23) and that same account has remained open since that time. However, under my "Age of Credit History" I have an F and it shows my longest open account as only 1 year and 5 months when it should be over 5 years. I did recently have the credit limit increased on this line, but that shouldn't effect the age of my account should it?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7368 Contributions
3809 People Helped
Most Helpful Response

Helpful to 1 out of 2 people

The reason is that the score on this site comes from information shown in Transunion, which is one of 3 credit reporting bureaus.  Different creditors report to different credit bureaus, and the credit bureaus don't all share the information.

Do check your credit reports annually.  That way, you can be sure all information shown is correct.

Hope this helps.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.