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Beanbud2

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Why is it I have a 15 year old debt on my credit report?

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Depends on what kind of debt it is.  If it's a student loan, it will remain collectable until it is paid, no matter how long it takes.  Anything under a judgement could be renewed every ten years at the creditor's discretion.  Since we cannot see any of your information, any answer is a guessing game.

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