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Posted in Auto Loans
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surprisedinaz

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Why is credit karma showing my credit score as 788, but when I applied for a car loan yesterday
the credit report came back as 699, 717 and 725? Because of the 699, I couldn't get the best rate.

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It is stated on this site anywhere the credit score here is shown that it is calculated using the Vantage 3 method. As explaioned in the articles here, there are numerous ways of calculating a credit score, and all are correct.  Just depends on the information used and method of calculating.  .

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Different scoring models were used. Most lenders use a version of FICO scores. Whenever you get a credit score, check to see what kind of score it is.

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