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Posted in Auto Loans
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offrd2

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why is credit karma scores 100 points higher than Equifax and Transunion when car dealer cks credit

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Because you did not do your Homework to find out what your Credit Scores Are.  

YOU HAVE MANY CREDIT SCORES.  

Not one,  not 2 ,   MANY MANY MANY,   over 75 or More,   LOTS and LOTS of Credit Scores

Folks are uneducated on their different Credit Scores and what they are.  

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Because CK usess the Vantage 3 method of calculating credit where the car dealer or the credit bureau checked uses a different method.  There are at least dozens of ways to calculate a credit score and none are wrong. Since the purpose of CK is to teach about credit, reading the articles is a good idea to increase credit understanding.

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Me too.

I just had this happen to me in Houston. Nissan said Credit Karma is not a legitimate source for your score.  I showed them my score and they laughed. Nothing you can do.  It was also a 100 point difference from Credit Karma.  

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