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edtee97

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why is credit karma reporting i have late payments when i never ever had one?

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It's the CRAs, not CK

Credit Karma is only showing you what is being reported in your credit report from the Equifax and TransUnion Credit Reporting Agencies.  CK doesn't make the reports or can they change what is in them.

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The service CK is providing is visibility to your reports for free.  If there are errors in the reports coming from TransUnion or Equifax, you need to file a dispute with them directly. 

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