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Why is a charged off account from 2009 showing recent "late payments"?
I have an account that was charged off in Aug. 2009 and the account was closed in October 2009. For the past few years this has shown on my credit reports as "CO". Since December 2015, this account is now showing payments 180 days late. This has caused all of my credit scores to drop dramatically. I have disputed with TU, EQ and EX and all came back as "verified". I haven't had any contact with this creditor since the account was closed in 2009. My question is, is what this creditor doing legal (reporting recent late payments on an acct. closed nearly 7 years ago) and if not, what can I do to get this fixed.
Many thanks!!!

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