Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

0 Contributions
0 People Helped
Why has Transrisk score gone DOWN when paid down some debt & had an excellent score before that.
I have 11% debt ratio, over nine years of on time payments, but have gone from excellent to good in 3 months when the only change was to reduce my debt by $3000. The Vantage Score went way up and the Transrisk score went down to good from excellent. Nothing else changed except my age from 68 to 69

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.