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matharu5

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why has my score in trans union+3 points and equifax - 5 points

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Your credit reports for different bureaus can contain different information. Your creditors are not required to report activity to all 3 bureaus, so some do not. Any discrepancies between reports can cause varying scores. You can compare your credit reports side by side here on Credit Karma to see how they are alike and how they are different. 

Hope that helps!

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